Dude, you must want us to get on each other's bad sides to carry this on so long that the insults have now started (from you, in another thread; you obviously made this post before your patience started to end). Well, you succeeded, so I congratulate you. Pardon me for not getting back to you on this sooner, but unlike you I had other on-topic matters to deal with on this board, like defending the pro-choice stance, providing support to a poster in need, and greetings to an old friend.

Debt is cultural. The amount of debt people take varies most of all by culture. This is why Americans take more debt than Europeans, and Europeans in turn take more debt than East Asians. At all levels of income.

Debt is a known characteristic of the system. The system encourages it, and ultimately it matters not what cultural factors incur us to take it on. There are laws that regulate it too, and in America all forms of debt are crushing the working class because both the capitalists and their allies in government encourage it so strongly.

I'll also point out that loans specialized on the poor were pioneered in Bangladesh, a Muslim country, and first copied in other Muslim countries. Because Islamic finance has a centuries old tradition of forbidding usury. Again, debt follows culture.

It seems to follow any system that runs on money and barter more than culture.

the constant crime borne out of desperation,

Again, no. Just stop. You embarrass yourself.

Ah, so the insults started here after all. Alright, now it's my turn. You're embarrassing yourself by keeping this nonsense, off-topic battle going with a friend when you know it's going to piss both of us off eventually. Now that you've succeeded on both counts, I will let you know that I'm sick of you reading me wrong and make yourself look stupid.

A dozen of very large and very poor countries in Asia from Pakistan to Indonesia are safer than the middle income countries of Eastern Europe and Latin America, and even than the rich United States. The correlation between wealth and crime exists if all you look at is Scandinavia, Japan and South Korea on one hand and Haiti and central Africa on the other, and ignore almost the rest of the world.

Crime has always been correlated with poverty, as has desperation, and frankly you have a lot of nerve to tell anyone else they're embarrassing themselves when your loyalty to this putrid, archaic system causes you to say things like this. You stop!

Hong Kong, Singapore, Monaco, Liechtenstein... not unregulated, but pretty close. I'd say close enough to show the tendency.

We went through this nonsense before, and I showed you that there is no prospering working classes! Once again, you make a fool of yourself by comparing the fortunes of the capitalist classes of these nations as the sole determinant of how everyone is doing. Which frankly shows where your priorities and loyalties lie.

Unlike socialism, the free market doesn't need to be global to work.

No, you're right, a system that divides the world into competing fiefdoms ruled by a handful doesn't need to be global in order to "work" for that handful. A system that is intended to unite everyone in a system where everyone shares an equality of abundance certainly does.